• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Home
  • About
    • About WHW
    • Press Kit
    • Resident Writing Coaches
    • Contact Us
    • Podcasts & Interviews
    • Master Storytelling Newsletter
    • Guest Post Guidelines
    • Privacy Policy
    • Charities & Support
  • Bookstore
    • Bookstore
    • Foreign Editions
    • Book Reviews
    • Free Thesaurus Sampler
  • Blog
  • Software
  • Workshops
  • Resources
    • List of Resources
    • Recommended Writing Books
    • WHW Descriptive Thesaurus Collection
    • Free Tools & Worksheets
    • Free Show-Dont-Tell Pro Pack
  • WRITERS HELPING WRITERS®
WRITERS HELPING WRITERS®

WRITERS HELPING WRITERS®

Helping writers become bestselling authors

Emotional Wound: Financial Ruin Due To A Spouse’s Irresponsibility

Published: April 9, 2016 by ANGELA ACKERMAN

When you’re writing a character, it’s important to know why she is the way she is. Knowing her backstory is important to achieving this end, and one of the most impactful pieces of a character’s backstory is her emotional wound. This negative experience from the past is so intense that a character will go to great lengths to avoid experiencing that kind of pain and negative emotion again. As a result, certain behaviors, beliefs, and character traits will emerge.

Characters, like real people, are unique, and will respond to wounding events differently. The vast array of possible emotional wounds combined with each character’s personality gives you many options in terms of how your character will turn out. With the right amount of exploration, you should be able to come up with a character whose past appropriately affects her present, resulting in a realistic character that will ring true with readers. Understanding what wounds a protagonist bears will also help you plot out her arc, creating a compelling journey of change that will satisfy readers.

NOTE: We realize that sometimes a wound we profile may have personal meaning, stirring up the past for some of our readers. It is not our intent to create emotional turmoil. Please know that we research each wounding topic carefully to treat it with the utmost respect. 

We hope the sample list of ideas below will help you see how emotional trauma will influence your character’s behavior and mindset. For the full entry of this and over 100 other emotional wounds, check into our bestselling resource, The Emotional Wound Thesaurus: A Writer’s Guide to Character Expression.

FINANCIAL RUIN DUE TO A SPOUSE’S IRRESPONSIBILITY

Examples:

  • Secretly overextending credit and being unable to hide the lie any longer
  • Gambling debts
  • Investments that have soured which one’s spouse has kept quiet about…

Basic Needs Often Compromised By This Wound: physiological needs, safety and security, love and belonging, esteem and recognition, self-actualization

False Beliefs That May Be Embraced As a Result of This Wound:

  • I can’t trust anyone to handle money but myself
  • I can’t trust my own instincts
  • I need to control all aspects of my life…

Positive Attributes That May Result: analytical, cautious, decisive, disciplined, efficient, industrious, intelligent, meticulous, organized, persistent, proactive, protective…

Negative Traits That May Result: compulsive, controlling, greedy, humorless, impatient, inflexible, judgemental, nagging, obsessive, possessive, resentful, stingy…

Resulting Fears:

  • Fear of trusting in the wrong person
  • Fear of poverty
  • Fear of the future…

Possible Habits That May Emerge:

  • Obsessive bank account watching
  • Demanding to know how money is being spent within the family (wanting to see receipts, etc.)
  • Restricting access to one’s accounts and investments
  • Refusing to use credit cards
  • Coupon-clipping…

TIP: If you need help understanding the impact of these factors, please read our introductory post on the Emotional Wound Thesaurus. For our current list of Emotional Wound Entries, go here. And for a boatload of practical information on how to incorporate wounds into your story, see our collection of posts on this topic.

For other Descriptive Thesaurus Collections, go here.

Which emotional wounds are haunting your characters?

Emotional wounds are incredibly formative, changing how a character views the world, causing trust issues, damaging their self-worth, dictating how they will interact with other people, and making it harder for them to achieve their goals. As such, understanding your character’s wound is vitally important to your overall story.

To learn more, we recommend The Emotional Wound Thesaurus. This writing guide explores emotional trauma and what it will look like for your character and their journey in the story. It highlights 120+ possible wounding events and helps you brainstorm how each might play out in your story so you can write your character’s behaviors, attitudes, fears, and insecurities with authenticity.

Save

Save

Save

ANGELA ACKERMAN
ANGELA ACKERMAN

Angela is a writing coach, international speaker, and bestselling author who loves to travel, teach, empower writers, and pay-it-forward. She also is a founder of One Stop For Writers, a portal to powerful, innovative tools to help writers elevate their storytelling.

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Tumblr (Opens in new window)
  • Click to email a link to a friend (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • More
  • Click to print (Opens in new window)

Related

Filed Under: Emotional Wound Thesaurus

Reader Interactions

Comments

  1. Jeff King says

    April 9, 2016 at 3:18 pm

    I totally agree, our characters behave from every aspect of life…pain, love, disappointment, successes, parental up bringing biases and all, strengths, weakness, meekness or bravado all depic unique characters… Knowing this helps bring forth words on page to a sharp mental image of your characters.

    • ANGELA ACKERMAN says

      April 9, 2016 at 11:57 pm

      well put!

  2. Joy Pixley says

    April 9, 2016 at 12:50 pm

    Great post! This happened to my MC before the novel starts. Her nobleman husband not only spent or gambled away all their money, but got her father involved in his schemes and destroyed her family fortune too, before being killed in a drunken fight over a card game. She feels completely (irrationally) responsible for all of it, deciding that she should have paid closer attention, she should have fixed their problems, it’s all her fault. So now she’s driven to “redeem” herself by saving the remainder of her family all by herself, without allowing anyone else to help, even risking her own life to do it.

    Some of the related responses you list are relevant too, and I hadn’t thought of them; I will definitely consider adding more along these lines!

    • ANGELA ACKERMAN says

      April 9, 2016 at 12:57 pm

      Very glad to hear you’ll be able to apply this to your character, Joy!

  3. Sandra Hutchison says

    April 9, 2016 at 11:09 am

    I would add that one’s sexual desire for a person takes a big hit after you find out he’s been spending away your future in secret.
    (Also, a lot of those possible habits will also emerge if you try to write for a living!) 🙂

    • ANGELA ACKERMAN says

      April 9, 2016 at 12:58 pm

      Yes exactly–and in many cases the relationship may not survive because there’s a feeling of betrayal or hurt over trust issues too.

  4. liz n. says

    April 9, 2016 at 9:29 am

    Similar to one of my characters, difference being that his financial ruin came at the hands of his mother.

Primary Sidebar


Welcome!

Writing is hard. Angela & Becca make it easier. Get ready to level up your fiction with game-changing tools, resources, and advice.

Subscribe to the Blog

Check your inbox to confirm! If gremlins tried to eat it, you might have to check your spam folder.

Find it Fast

Read by Category

Grab Our Button

Writers Helping Writers

Software that Will Change the Writing Game

One Stop for Writers

Join our Writers Helping Writers Newsletter

NO AI TRAINING: Any use of this content to “train” generative artificial intelligence (AI) technologies to generate text is expressly prohibited. The legal copyright holder, Writers Helping Writers®, reserves all rights to license uses of this work for generative AI training and development of machine learning language models. WRITERS HELPING WRITERS® · Copyright © 2025 · WEBSITE DESIGN BY LAUGH EAT LEARN

 

Loading Comments...